forum.JEZIORA.com

[soumitss]

Hey everyone! Concerned about insurance when renting in Dubai. What coverage should I actually get? The basic seems pretty minimal.

[hydrogenn]

Hey! You're right to be concerned - basic rental insurance in Dubai is usually just third-party liability (WA) with a very high deductible/own risk. If there's damage or theft, you could be liable for significant costs. Most people recommend adding Collision Damage Waiver (CDW) which reduces or eliminates your deductible, giving you much better protection. Some credit cards also provide rental insurance as a benefit, so check yours before paying extra. The key is understanding exactly what's covered and what you'd pay out of pocket in different scenarios. This detailed guide goes through the insurance options: https://autobahn.eu/artikel/664218/complete-gids-voor-het-huren-van-een-auto-in-dubai-in-2025 and explains the differences between coverage levels. Worth reading before you decide!